Shopping for cheap life insurance quotes? Well, have we got great tips and guide for you on which life insurance quotes best fit your needs. There are three common types of life insurance: Whole life is designed to have a little premium in the later years, Endowment policies function very similar to whole life insurance but have an expiration date, and Term insurance provides coverage at a fixed rate given a limited period of time. Follow us as we go further into details on which life insurance coverage works best for you.